Fix and Flip Loans

Additional docs may be required, case by case

Terms:

  • Rate: Starting at 10.99%
  • Fees: starting at 3%
  • Term: Up to 12 months
  • Loan Amount: $20,000 to $5,000,000
  • Loan-to-Value: 65% ARV (after repair value)

We provide hard money Fix and Flip Loans to purchase and rehab non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

New Construction Loans

Additional docs may be required, case by case

Terms:

  • Rate: Starting at 10.99%
  • Fees: starting at 3%
  • Term: Up to 12 months (Extension fees beyond original term may apply)
  • Loan Amount: $20,000 to $5,000,000
  • Loan-to-Value: 65% ARV (after repair value)

We provide hard money new construction loans to build non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Construction Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

5 Year Fixed / 30 Year AM Program

Additional docs may be required, case by case

Terms:

  • Rate: Start at 7.5%
  • Credit Score: Min 660 score
  • Fees: Start at 2%. No rehab allowed. Available in most states
  • Term: 5 Year Fixed / 30 Year AM Program
  • Loan Amount: $50,000+ Minimum loan $80,000
  • Loan-to-Value: 70%

We provide hard money 5 year fixed / 30 year AM loans for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

3 Year Rental Bridge Loan

Additional docs may be required, case by case

Terms:

  • Rate: 9.99% with No DSCR minimums
  • Credit Score: No min score
  • Fees: 3% or $2500 minimum
  • Term: 3 Year Balloon Note
  • Loan Amount: $20,000 to $1,000,000 Minimum loan $50,000
  • Loan-to-Value: 70% (based on purchase price)

We provide hard money 3 year rental bridge loans for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

True Hard Money

Additional docs may be required, case by case
no minimum scores

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months (Extension fees beyond original term may apply) * longer terms case by case fixed options available
  • Loan Amount: $20,000 to $5,000,000

We provide hard money cash out refinance loans for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

We Also Consider the Following Scenarios

  • Commercial Bridge
  • No Doc Loans
  • Equity Lending
  • Bridge Lending

Hard money loans for non-owner occupied properties throughout the Southeast United States.

* WE DO NOT LEND TO OWNER OCCUPANTS *

Get Pre-Approved Today

James Melton - President

Atlanta Private Lending, LLC
770-354-1899

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