Fix and Flip Loans

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months
  • Loan Amount: $20,000 to $5,000,000
  • Loan-to-Value: 65% ARV (after repair value)

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

New Construction Loans

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months (Extension fees beyond original term may apply)
  • Loan Amount: $20,000 to $5,000,000
  • Loan-to-Value: 65% ARV (after repair value)

Documentation Required:

  • Application, Executed Contract, Itemized Construction Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

3 Year Rental Bridge Loan

Additional docs may be required, case by case

Terms:

  • Rate: 9.99%
  • Fees: 4% or $2500 minimum
  • Term: 3 Year Balloon Note
  • Loan Amount: $20,000 to $1,000,000
  • Loan-to-Value: 65% (based on purchase price)

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • As-Is Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

30 Year Rental Program

Additional docs may be required, case by case

Terms:

  • Rate: Start at 8.5%
  • Fees: Start at 3%. No rehab allowed. Available in most states
  • Term: 30 year fully amortizing fixed rate
  • Loan Amount: $50,000+
  • Loan-to-Value: 70%

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Cash Out Refinance

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months (Extension fees beyond original term may apply) * 30 year fixed options available
  • Loan Amount: $20,000 to $5,000,000

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

We Also Consider the Following Scenarios

  • Commercial Bridge
  • No Doc Loans
  • Equity Lending
  • Bridge Lending
* WE DO NOT LEND TO OWNER OCCUPANTS *

Get Pre-Approved Today

James Melton - President

Atlanta Private Lending, LLC
770-354-1899

Get Pre-Approved Today

Get Pre-Approved online in minutes and strengthen your offer with a Pre-Approval Letter.

GET STARTED